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Basic Banking

Most Canadians keep their money in the bank. A bank account is considered a safe place to keep your money. Banks let you write cheques, earn interest, apply for credit and pay your bills. These kinds of financial services are also offered by credit unions, caisses populaires and trust companies.

Since banks have various kinds of accounts, you can discuss with them what kind you need. To open one, you should be prepared to provide personal information, as well as some form of identification, such as your passport or your Social Insurance Number. The bank may need your Social Insurance Number for income tax purposes. This is the same for everyone, at any bank. Post office savings accounts do not exist in Canada.


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